The quick answer
PathPay is our payment plan for a single Accumentum course. You choose the course and a 3, 4, 6, 9, 12 or 18 month plan. The 3, 4 and 6 month plans cost the same as paying in full. Longer plans add a small premium of 5%, 10% or 15%. Your course access opens once the first payment clears, and the rest is billed automatically each month to the payment method you keep on file.
- 192Courses on PathPay today
- 23Credentialing bodies to browse by logo
- 0%Premium on 3, 4 and 6 month plans
- 98.8%Pass rate across Accumentum courses
Why we built PathPay
We hear the same thing from a lot of people who email us. They know which cert they need, the job posting asks for it, and they've already blocked out study time. Then they see a course price in the thousands and put it off until next quarter. Next quarter turns into next year.
PathPay fixes the timing problem. You get the same course, the same labs, practice resources and pass-focused support as someone who pays in full. The only thing that changes is how the bill is spread out. And on the short plans, it doesn't cost you a cent more.
How PathPay works
Choose your course
Pick the Accumentum course that fits your goal. Every course on the PathPay page is eligible.
Pick a plan
Choose 3, 4, 6, 9, 12 or 18 months. The exact options are shown at checkout.
Make the first payment
Once it clears, your course materials and learning portal open up and you can start right away.
The rest runs on autopay
Your payment method stays on file, and the remaining payments go through on the same day each month until the plan is done.
The six plans
Shorter plans are offered at the base course price. Longer plans carry a modest premium to cover the delayed cash flow and processing. Here's the whole list.
| Plan | Premium | Good fit if |
|---|---|---|
| 3 months | 0% | You want it paid off fast and still keep cash on hand |
| 4 months | 0% | Your budget runs on round numbers |
| 6 months | 0% | You want the lowest payment with no added cost |
| 9 months | 5% | Six months is a little tight |
| 12 months | 10% | You'd rather keep each payment small |
| 18 months | 15% | The smallest monthly payment matters most |
You can also pay off the rest of your balance early. Most plans allow early payoff at any time with no penalty.
Real monthly amounts for popular courses
These are the numbers our PathPay page shows today for four of our most requested courses. We work them out the same way checkout does. The premium is added to the course price, the total is split evenly, and any leftover cents go on the last payment, so your final payment may differ by a few cents.
CompTIA Security+
$391.66 a month for 6 months
$2,350.00 total at 0%. Or $215.41 a month for 12 months ($2,585.00 total).
PMP
$408.33 a month for 6 months
$2,450.00 total at 0%. Or $224.58 a month for 12 months ($2,695.00 total).
CISSP
$491.66 a month for 6 months
$2,950.00 total at 0%. Or $270.41 a month for 12 months ($3,245.00 total).
Azure Administrator (AZ-104)
$208.33 a month for 6 months
$1,250.00 total at 0%. Or $114.58 a month for 12 months ($1,375.00 total).
Here's every plan for the same four courses, as a monthly payment.
| Course | 3 mo0% | 4 mo0% | 6 mo0% | 9 mo+5% | 12 mo+10% | 18 mo+15% |
|---|---|---|---|---|---|---|
| CompTIA Security+$2,350.00 course price | $783.33 | $587.50 | $391.66 | $274.16 | $215.41 | $150.13 |
| PMP$2,450.00 course price | $816.66 | $612.50 | $408.33 | $285.83 | $224.58 | $156.52 |
| CISSP$2,950.00 course price | $983.33 | $737.50 | $491.66 | $344.16 | $270.41 | $188.47 |
| Azure Administrator (AZ-104)$1,250.00 course price | $416.66 | $312.50 | $208.33 | $145.83 | $114.58 | $79.86 |
Monthly amounts are rounded down to the cent, and the last payment picks up the difference. Security+ on the 6 month plan, for example, is five payments of $391.66 and a last payment of $391.70, which adds up to exactly $2,350.00. Pricing confirmed at enrollment.
Finding your course on the PathPay page
The PathPay page lists all 192 courses, and it works the way our training catalog does. A few ways in:
- Search by name or exam code, like "Security+", "PMP" or "AZ-104".
- Filter by vendor, subject, technology, role or level. There's also a filter for courses that qualify for Army CA and Air Force COOL funding.
- Tap a credentialing body logo to see every PathPay course for that body.
- Choose a payment plan from the dropdown, and every card shows your monthly amount, the number of months and the total.
When you find your course, hit Enroll with PathPay. We take you straight to registration with the course, PathPay and your plan already filled in. Want to try it? This link opens registration for Security+ on the 3 month plan.
Picking a start date
Our training calendar lists the next start dates for 62 courses. We start new Security+, PMP, CAPM, CISSP, CompTIA A+, CEH, AZ-104 and AWS Cloud and AI Practitioner classes every 2 to 3 weeks. Most other courses start about once a month, and a few more specialized ones run every 6 to 8 weeks. Classes are on-demand and self-paced, so you can fit the work around your job.
A simple way to plan it. Pick your start date first, then pick a plan where the last payment lands around the time you expect to sit the exam. That way the course is paid off by the time you're certified.
What's included and what isn't
The full course
The same expert-led instruction, structured curriculum, hands-on labs, practice resources and exam-focused support you'd get paying in full. Only the payment schedule is different.
Exam vouchers
Exam vouchers remain separate unless otherwise noted. Your checkout details confirm what's covered, and vouchers stay subject to the policies of each credentialing body.
PathPay covers one course at a time. It's a personal installment plan for the course you pick, not a subscription to our whole library.
When another way to pay makes more sense
If someone else can pay for your training, use that first. PathPay is there for when they can't, or when you don't want to wait for the paperwork.
Training budgets
Plenty of employers set money aside for certifications. Ask before you enroll, since many want their approval done before the course starts. Our funding page covers the options.
Army CA and Air Force COOL
For AWS, Cisco, CompTIA, EC-Council, HRCI, ISACA, ISC2, Microsoft, PMI and SHRM courses, we're an Army CA and Air Force COOL Approved Vendor. The Army or the Department of the Air Force decides eligibility, so get approval before you enroll. See our Army CA and Air Force COOL pages.
Pay it yourself, monthly
No approval queue. Pick the course, pick the plan, and start once your first payment clears.
Ready to get started?
Find your course, choose a plan and see exactly what you'll pay each month before you register. Questions first? Email us at info@accumentum.net and we'll help you pick the right course and plan.
Frequently asked questions
How does PathPay work?
You choose an eligible Accumentum course and a 3, 4, 6, 9, 12 or 18 month plan. Your course access opens once the first payment clears, and the remaining payments are charged automatically each month to the payment method you keep on file.
Does PathPay cost more than paying in full?
Not on the 3, 4 and 6 month plans, which are offered at the base course price. The 9, 12 and 18 month plans add a premium of 5%, 10% and 15%.
Is PathPay a subscription to all courses?
No. PathPay is a personal installment plan for a single course you select. You get access to that course and its materials, not an all-access library.
When do I get access to the course?
Full course access is typically granted as soon as the first payment clears, so you can start studying while the remaining payments continue on schedule.
Does PathPay include the exam voucher?
Exam vouchers remain separate unless otherwise noted. Your checkout details confirm what is covered.
What happens if a monthly payment fails?
You'll get notifications and a short grace period to update your payment method. Continued non-payment may result in temporary suspension of course access until the account is brought current.
Can I pay off my balance early?
Yes. Most plans allow early payoff of the remaining balance at any time with no penalty.
Which courses can I pay for with PathPay?
Every course listed on the PathPay page, 192 today, from 23 credentialing bodies. Search by name or exam code, or tap a logo to see one body's courses.